diff --git a/client/src/components/TransactionItem/TransactionItem.vue b/client/src/components/TransactionItem/TransactionItem.vue
index f1edd2e..a5e3d7a 100644
--- a/client/src/components/TransactionItem/TransactionItem.vue
+++ b/client/src/components/TransactionItem/TransactionItem.vue
@@ -17,12 +17,14 @@
       />
       <view class="info">
         <text class="name">{{ item.note || item.category_name || '未分类' }}</text>
-        <text class="meta">
-          <image v-if="isOtherCreator && creatorAvatarUrl" :src="creatorAvatarUrl" class="creator-mini-avatar" mode="aspectFill" />
-          <text v-else-if="isOtherCreator" class="creator-mini-initial">{{ item.creator_nickname?.[0] }}</text>
-          <text v-if="isOtherCreator" class="creator-name">{{ item.creator_nickname }} · </text>
-          {{ item.category_name || '未分类' }}{{ hideDate ? '' : ' · ' + formatDate(item.date) }}
-        </text>
+        <view class="meta">
+          <view v-if="isOtherCreator" class="creator-tag">
+            <image v-if="creatorAvatarUrl" :src="creatorAvatarUrl" class="creator-mini-avatar" mode="aspectFill" />
+            <text v-else class="creator-mini-initial">{{ item.creator_nickname?.[0] }}</text>
+            <text class="creator-name">{{ item.creator_nickname }}</text>
+          </view>
+          <text>{{ (isOtherCreator ? ' · ' : '') + (item.category_name || '未分类') }}{{ hideDate ? '' : ' · ' + formatDate(item.date) }}</text>
+        </view>
       </view>
       <text class="amount" :class="item.type">{{ item.type === 'expense' ? '-' : '+' }}{{ formatAmount(item.amount) }}</text>
     </view>
@@ -148,16 +150,22 @@ function onTouchEnd() {
   }
 }
 
+.creator-tag {
+  margin-right: 4rpx;
+  display: inline;
+}
+
 .creator-mini-avatar {
   width: 28rpx;
   height: 28rpx;
   border-radius: 50%;
-  vertical-align: middle;
   margin-right: 4rpx;
+  position: relative;
+  top: 4rpx;
 }
 
 .creator-mini-initial {
-  display: inline-flex;
+  display: flex;
   width: 28rpx;
   height: 28rpx;
   border-radius: 50%;
@@ -166,8 +174,7 @@ function onTouchEnd() {
   color: #FF8C69;
   align-items: center;
   justify-content: center;
-  vertical-align: middle;
-  margin-right: 4rpx;
+  flex-shrink: 0;
 }
 
 .info {
diff --git a/client/src/pages/bills/index.vue b/client/src/pages/bills/index.vue
index 701c788..c55d5cb 100644
--- a/client/src/pages/bills/index.vue
+++ b/client/src/pages/bills/index.vue
@@ -122,7 +122,7 @@ onMounted(async () => {
 
 // 静默刷新（切换群组/返回时）
 onShow(() => {
-  if (initialLoaded.value) loadTx(true)
+  if (initialLoaded.value) loadTx(true, true)
 })
 
 function switchFilter(type: string) {
@@ -130,10 +130,10 @@ function switchFilter(type: string) {
   loadTx(true)
 }
 
-async function loadTx(reset = false) {
+async function loadTx(reset = false, silent = false) {
   if (reset) {
     page.value = 1
-    txList.value = []
+    if (!silent) txList.value = []
   }
   const seq = ++loadSeq
   const params: any = { page: page.value, pageSize }
diff --git a/client/src/pages/budget/index.vue b/client/src/pages/budget/index.vue
index 0d6b97d..959b7f8 100644
--- a/client/src/pages/budget/index.vue
+++ b/client/src/pages/budget/index.vue
@@ -12,45 +12,40 @@
     </view>
 
     <view class="content">
-      <!-- 群组模式：群组总预算（只读） -->
-      <view class="preview-card" v-if="groupStore.isGroupMode && !loading">
-        <view class="preview-header">
-          <text class="preview-label">群组预算</text>
-          <text class="preview-month">{{ currentMonth }}</text>
+      <!-- 群组模式：顶部概览 -->
+      <view class="overview-row" v-if="groupStore.isGroupMode && !loading">
+        <view class="overview-item">
+          <text class="overview-label">群组预算</text>
+          <text class="overview-value">{{ budget ? formatAmount(budget.amount) : '未设置' }}</text>
+        </view>
+        <view class="overview-divider"></view>
+        <view class="overview-item">
+          <text class="overview-label">我的预算</text>
+          <text class="overview-value highlight">{{ budgetAmount > 0 ? formatAmount(budgetAmount) : '未设置' }}</text>
         </view>
-        <text class="preview-amount">
-          {{ budget ? formatAmount(budget.amount) : '未设置' }}
-        </text>
-        <BudgetBar
-          v-if="budget"
-          :total="budget.amount"
-          :used="monthExpense"
-          :showLabel="true"
-        />
-        <text class="preview-hint" v-else>群组成员均未设置预算</text>
       </view>
 
-      <!-- 我的预算 / 个人模式预算 -->
+      <!-- 当前预算预览（编辑目标） -->
       <view class="preview-card">
         <view class="preview-header">
           <text class="preview-label">{{ groupStore.isGroupMode ? '我的预算' : '本月预算' }}</text>
           <text class="preview-month">{{ currentMonth }}</text>
         </view>
         <text class="preview-amount" v-if="!loading">
-          {{ myBudgetAmount > 0 ? formatAmount(myBudgetAmount) : '未设置' }}
+          {{ budgetAmount > 0 ? formatAmount(budgetAmount) : '未设置' }}
         </text>
         <view class="preview-skeleton" v-else></view>
         <BudgetBar
-          v-if="myBudgetAmount > 0"
-          :total="myBudgetAmount"
-          :used="myExpense"
+          v-if="budgetAmount > 0"
+          :total="budgetAmount"
+          :used="monthExpense"
           :showLabel="true"
         />
         <text class="preview-hint" v-else>设置预算，掌控开支</text>
       </view>
 
       <!-- 快捷金额 -->
-      <view class="section-title">{{ groupStore.isGroupMode ? '设置我的预算' : '快捷金额' }}</view>
+      <view class="section-title">快捷金额</view>
       <view class="preset-grid">
         <view
           class="preset-item"
@@ -97,9 +92,8 @@ const groupStore = useGroupStore()
 
 const currentMonth = getCurrentMonth()
 const budget = ref<any>(null)
+const budgetAmount = ref(0)
 const monthExpense = ref(0)
-const myBudgetAmount = ref(0)
-const myExpense = ref(0)
 const loading = ref(true)
 const initialLoaded = ref(false)
 const amountStr = ref('')
@@ -113,17 +107,12 @@ function formatPreset(val: number) {
 function syncBudgetData() {
   budget.value = budgetStore.budget
   monthExpense.value = statsStore.overview.expense
-  // 群组模式用 myAmount，个人模式用 amount
-  if (budget.value) {
-    myBudgetAmount.value = groupStore.isGroupMode ? (budget.value.myAmount || 0) : budget.value.amount
-    myExpense.value = groupStore.isGroupMode ? statsStore.overview.expense : statsStore.overview.expense
-  } else {
-    myBudgetAmount.value = 0
-    myExpense.value = 0
-  }
-  // 预填输入框（个人预算）
-  if (myBudgetAmount.value > 0) {
-    amountStr.value = (myBudgetAmount.value / 100).toString()
+  // 群组模式用 myAmount（个人预算），个人模式用 amount
+  budgetAmount.value = budget.value
+    ? (groupStore.isGroupMode ? (budget.value.myAmount || 0) : budget.value.amount)
+    : 0
+  if (budgetAmount.value > 0) {
+    amountStr.value = (budgetAmount.value / 100).toString()
   }
 }
 
@@ -236,6 +225,45 @@ function goBack() {
   padding: 0 40rpx;
 }
 
+.overview-row {
+  display: flex;
+  align-items: center;
+  background: #FFFFFF;
+  border-radius: 28rpx;
+  padding: 28rpx 32rpx;
+  margin-bottom: 24rpx;
+  border: 2rpx solid #F0E0D6;
+  box-shadow: 4rpx 4rpx 12rpx rgba(45, 27, 27, 0.08);
+}
+
+.overview-item {
+  flex: 1;
+  text-align: center;
+}
+
+.overview-label {
+  font-size: 24rpx;
+  color: #8B7E7E;
+  display: block;
+  margin-bottom: 8rpx;
+}
+
+.overview-value {
+  font-family: 'Fredoka', sans-serif;
+  font-size: 32rpx;
+  font-weight: 600;
+  color: #2D1B1B;
+
+  &.highlight { color: #FF8C69; }
+}
+
+.overview-divider {
+  width: 2rpx;
+  height: 56rpx;
+  background: #F0E0D6;
+  flex-shrink: 0;
+}
+
 .preview-card {
   background: #FFFFFF;
   border-radius: 40rpx;